About Us

Cultivar Communities is a family-rooted initiative focused on expanding equity through financial education. We empower families with the knowledge, confidence, and financial tools to build generational wealth.


Our flagship program, Cultivar Kids, delivers culturally relevant financial literacy content designed for parents and youth in underserved communities. From mobile-first learning to live workshops, we support real-world learning.

We also create space for reflection and growth through seasonal retreats in New Mexico and Texas that are designed to reconnect families with culture, identity, and community.

We envision a future where every family has the tools to build wealth and well-being, where neighborhoods thrive from the inside out.

42%

42%

of teens say they rarely or never discuss money with their parents.

Cultivar helps families start the conversation—bridging generational and cultural gaps with real-life stories and tools that feel like home.

Cultivar helps families start the conversation—bridging generational and cultural gaps with real-life stories and tools that feel like home.

Cultivar helps families start the conversation—bridging generational and cultural gaps with real-life stories and tools that feel like home.

68%

of low-income students say they feel anxious when thinking about money.

We address the emotional side of money, not just the math—because behavior change starts with feeling seen, not shamed.

We address the emotional side of money, not just the math—because behavior change starts with feeling seen, not shamed.

We address the emotional side of money, not just the math—because behavior change starts with feeling seen, not shamed.

80%

of financial decisions are driven by habits and emotions, not knowledge.

That’s why Cultivar focuses on behavioral change, cultural relevance, and lived experience—not just budgeting tips.

That’s why Cultivar focuses on behavioral change, cultural relevance, and lived experience—not just budgeting tips.

That’s why Cultivar focuses on behavioral change, cultural relevance, and lived experience—not just budgeting tips.

What We Create

What We Create

We design tools and content that build generational wealth from the inside out.


  • Engaging content built by and for young creators

  • Financial literacy curriculum for youth, parents, and educators

  • Digital and in-person tools rooted in behavioral learning

  • Culturally grounded financial education

  • Community partnerships that amplify trusted voices


We design tools and content that build generational wealth from the inside out.


  • Engaging content built by and for young creators

  • Financial literacy curriculum for youth, parents, and educators

  • Digital and in-person tools rooted in behavioral learning

  • Culturally grounded financial education

  • Community partnerships that amplify trusted voices


Every offering is designed with purpose, built with dignity, and centered on impact.

Every offering is designed with purpose, built with dignity, and centered on impact.

Why We Work

Why We Work

A New Kind of Learning: Rooted in Culture, Built for Life


  • We believe financial knowledge is a right, not a privilege

  • We meet families where they are—in classrooms, homes, and online

  • We root our work in culture, lived experience, and trust

  • We help families build confidence, habits, and intergenerational assets

  • We’re building systems that center people, not institutions


Our mission is to shift mindsets, strengthen communities, and transform futures—one learner at a time.

A New Kind of Learning: Rooted in Culture, Built for Life


  • We believe financial knowledge is a right, not a privilege

  • We meet families where they are—in classrooms, homes, and online

  • We root our work in culture, lived experience, and trust

  • We help families build confidence, habits, and intergenerational assets

  • We’re building systems that center people, not institutions


Our mission is to shift mindsets, strengthen communities, and transform futures—one learner at a time.

Get In Touch

We will get back to you within 24 hours.

Get In Touch

We will get back to you within 24 hours.

Get In Touch

We will get back to you within 24 hours.