Cultivar measures participation, not just education.

Traditional financial education programs measure attendance or information delivered.


Cultivar measures whether families move into financial action. Cultivar is a culturally rooted platform that helps families build financial confidence - moving beyond transactional financial literacy to develop Financial Identity. Cultivar measures whether families move into financial action. Our work focuses on helping families build financial confidence and engage with long-term wealth tools.

Cultivar tracks three layers of outcomes

Reach

Participation in Cultivar activities.

Examples include:

• number of events hosted
• number of families reached
• number of students engaged
• number of communities involved

Behavior Change

Financial habits and confidence.

Examples include:

• savings goals created
• recurring savings habits started
• family financial conversations
• participation in savings challenges

Asset Participation

Engagement with long-term financial tools that help families build assets over time.

Examples include:
• 529 education savings accounts opened
• investment accounts opened
• child investment accounts activated (including Section 530A accounts)
• recurring contributions started

When applicable, Cultivar may also track participation in emerging child asset programs supported by public policy.

Activator Reporting Form

Coming Soon

Cultivar Communities is an independent organization, not a government agency. We share general information, not financial, tax, or legal advice. We never open accounts for families or collect Social Security numbers. Funders and partners reach us at arellana@cultivarcommunities.com

© 2026 All Right Reserved

Cultivar Communities is an independent organization, not a government agency. We share general information, not financial, tax, or legal advice. We never open accounts for families or collect Social Security numbers. Funders and partners reach us at arellana@cultivarcommunities.com

© 2026 All Right Reserved

Cultivar Communities is an independent organization, not a government agency. We share general information, not financial, tax, or legal advice. We never open accounts for families or collect Social Security numbers. Funders and partners reach us at arellana@cultivarcommunities.com

© 2026 All Right Reserved